Regulatory Status
Pago-Facil is a trading name operated by Stratford Solutions, S.L. (technology platform). Payment services are provided by OpenPayd Financial Services Malta Limited; digital asset services are provided by OP Digital Services Limited. Stratford Solutions is a technology platform only and does not provide financial services.
AML & KYC Framework
To ensure maximum security and compliance, Pago-Facil maintains its own dedicated compliance department, spearheaded by certified AML officers and a designated Money Laundering Reporting Officer (MLRO).
- All users (personal and business) must undergo rigorous KYC (Know Your Customer) and KYB (Know Your Business) verifications before interacting with the platform.
- Continuous transaction monitoring is applied to all crypto-to-fiat settlements to prevent illicit activities.
Custody and Security
We partner with top-tier, audited custody solutions to securely handle and hold user crypto assets. By bridging crypto and traditional Euro (€) SEPA/SWIFT networks, we ensure transparent, compliant, and fully traceable financial operations that protect both our users and the broader financial system.